21st Century ROAD to Housing Act
A package of housing measures intended to increase the supply of homes.
What this law changes
Not checked yetA package of housing measures intended to increase the supply of homes.
We have saved the law's official text and have not finished reading it. This page will list what the law changes after that check.
Transparency Score
The Transparency Score is the share of this law’s dollars that goes to what the law says it is for.
Transparency Score
Not checked yetThe score appears after a person reviews which sections are within the stated purpose.
The text of this law states these dollars.
- Appropriated
- $0Money the law itself provides
- Authorized
- $1,000,000,000Permission for a later law to provide money
- Rescinded, cancelled or reduced
- $0Shown apart. Not subtracted.
- Open-ended amounts
- 0Words such as “such sums as may be necessary”: no amount is named
The dollar amounts:Confirmed from the official record
The dollar totals are read. No reading of this law is approved by a person yet, so the dollars are not split and the score is not given.
How this is counted
- Transparency Score: dollars in sections a person approved as within the stated intent, divided by total dollars in the law. Shown as a percentage. Higher means more of the money goes to what the law says it is for.
- Beside it, the same two numbers the other way round: total dollars divided by dollars within the stated intent. 1.00 means every dollar is within the stated intent. When no dollar is within the stated intent this ratio cannot be computed, and the answer says so.
- Total dollars: appropriated dollars plus authorized dollars, read from the law's text by the rules below. Dollars in a section whose reading is unclear or was not read count in the total and are shown apart as unclear.
- A law whose text provides and authorizes no dollar amount reads "No money in this law". Its score is the share of its words that are in sections within the stated intent.
- The score reads "Not checked yet" until a person approves the law's reading of which sections are within the stated intent. The dollar totals need no reading and are shown before that.
- The dollar totals read "Not checked yet" when more than 10 percent of the dollars read could not be sorted by the rules.
- Every dollar amount in our saved text of the law is read: "$1,234,567", "$5 billion", "$2.5 million". Margin notes, page marks and the table of contents are left out. Each amount is kept with the words printed around it.
- Appropriated: the sentence says "there is appropriated", "is hereby appropriated" or "out of any money in the Treasury not otherwise appropriated"; or the amount is the one an appropriations paragraph ("For ..., $X") provides under an account heading of an appropriations act.
- Authorized: the sentence says "authorized to be appropriated". An authorization lets a later law provide the money. It provides none itself.
- A list under such a sentence ("there is appropriated the following: (1) ...; (2) ..."): an amount that begins an item is counted the same way as the sentence says, unless the sentence gives a total first. Then the items are parts of that total.
- "$X for each of fiscal years 2026 through 2030" is counted as X times the number of years named (here 5). The yearly figure, the years and the product are all kept. "For each fiscal year" with no years named is counted once, and the answer says so.
- Open-ended: "such sums as may be necessary" names no amount. It is counted as an item and adds no dollars.
- Rescinded: "is hereby rescinded", "permanently cancelled", or an item of a list headed "the following funds are hereby rescinded". Shown apart. Not subtracted from the total.
- Not spending, and left out of the total: an amount after "not to exceed", "not more than", "up to", "less than", "in excess of" and like words; a fine or penalty; a limit the law raises ("the limitation is increased by $X"); a figure the law strikes from another law; and a figure inside words it writes into another law ("striking $X and inserting $Y"), unless the same sentence says the figure is authorized or appropriated.
- Counted once: an amount after "of which", after "Provided, That", or after "of the amounts made available" is a part of a total already counted. Where a paragraph ends "in all, $X", that total is counted and the amounts before it are its parts.
- An amount the rules cannot sort is "not classified". It is listed with its words and left out of the total. Nothing is guessed.
- Total dollars: appropriated dollars plus authorized dollars. The two are also shown apart.
What the law says it is for
Confirmed from the official recordThese are the law’s own words, and the words of Congress’s records, about what the law is for.
Official title
“To increase the supply of housing in America, and for other purposes.”
The words under "An Act", Public Law 119-101, official text · Saved October 5, 2026 · Fingerprint 0f5914f071fae74d
Short title
“21st Century ROAD to Housing Act”
The sentence that names the Act, Public Law 119-101, official text · Saved October 5, 2026 · Fingerprint 0f5914f071fae74d
Congress's summary · Congressional Research Service
“21st Century ROAD to Housing Act This act establishes and modifies various federal housing programs. TITLE I--OPPORTUNITIES FOR HOUSING (Sec. 101) This section requires the Department of Housing and Urban Development (HUD) to review the performance of organizations that receive grants to provide housing counseling services. Such review may take into account the performance of individual counselors. HUD may terminate assistance for such organizations that are not in compliance with the program's requirements. (Sec. 102) This section requires HUD to establish best practices and provide technical assistance to state and local entities to support permitting for point-access block buildings (i.e., apartments with a single staircase to access the dwelling units and that are no more than six stories high).”
The quote stops here. The source has the full text.
Summary of the version: Public Law, Congressional Research Service summary: Public Law · Saved October 6, 2026 · Fingerprint 4aee9355d17392c2
Committee report, purpose · House committee
“H.R. 6644, the Housing for the 21st Century Act, was introduced by Chairman French Hill (AR-02). H.R. 6644 covers a variety of reforms to make it easier to build and afford housing, including modernizing outdated government programs, lowering costs by removing unnecessary federal requirements, and increasing local flexibility over housing decisions.”
"Purpose and Summary", House Report 119-457: HOUSING FOR THE 21ST CENTURY ACT · Saved October 6, 2026 · Fingerprint 7a649b5b0d81d3b8
The law has no findings or purpose section.
Dollars in this law
Confirmed from the official recordThese are the dollar amounts the text of this law states. Each one is sorted by the words printed around it.
- Total
- $1,000,000,000Appropriated plus authorized
- Appropriated
- $0Money the law itself provides
- Authorized
- $1,000,000,000Permission for a later law to provide money
- Rescinded, cancelled or reduced
- $0Shown apart. Not subtracted.
- Open-ended amounts
- 0Words such as “such sums as may be necessary”: no amount is named
The largest amounts
Each amount is shown with the words printed around it in the law.
- $1,000,000,000Authorized · $200,000,000 a year for 5 years
Title II, Section 208: INNOVATION FUND
“(e) Authorization of Appropriations.-- (1) In general.--There is authorized to be appropriated to carry out this section $200,000,000 for each of fiscal years 2027 through 2031. (2) Adjustment.--The amount authorized to be ...”
Left out of the total
- 15 amounts are limits, thresholds or penalties. They are not spending.
- 84 figures are written into another law. What such a figure does is set by the other law.
- 70 figures are removed from another law.
Sentences with dollar figures in Congress’s summary
These sentences come from the summary of this law by the Congressional Research Service, a part of the Library of Congress.
“(Sec. 105) This section authorizes the Federal Housing Administration (FHA) to establish a four-year pilot program to increase the number of mortgages originated with a principal balance of $100,000 or less.”
“TITLE IV--ACCESSING THE AMERICAN DREAM (Sec. 401) This section requires the Consumer Financial Protection Bureau (CFPB) to report on loan originator compensation practices throughout the residential mortgage market, including the effect of such practices on the availability of small-dollar mortgages (mortgages with an original principal of not more than $100,000).”
“In particular, under the section, custodial deposits at insured depository institutions with less than $10 billion in total assets shall not be treated as brokered deposits if the deposits do not exceed 20% of the institution’s liabilities.”
“The section authorizes civil penalties of up to $1 million per violation or 3 times the purchase price of the property involved, whichever is greater.”
Source: Congressional Research Service summary: Public Law · Saved October 6, 2026 · Fingerprint 4aee9355d17392c2
Source: Public Law 119-101, official text · Saved October 5, 2026 · Fingerprint 0f5914f071fae74d
Other measures
Each measure has its own status. None is added into the score.
- Dollars in sections added along the way
- $1,000,000,000 of $1,000,000,000 (100%)Confirmed from the official record
Dollars read in sections of the final law marked "added later", divided by total dollars.
- Member-requested dollars as a share of appropriated dollars
- $0Confirmed from the official record
House Report 119-457: HOUSING FOR THE 21ST CENTURY ACT says the bill carries none. The sentence is quoted.
- Open-ended amounts (“such sums as may be necessary”)
- 0 passagesConfirmed from the official record
- Other bills whose text this law contains
- 50 billsConfirmed from the official record
- How the House passed it
- Recorded vote: 358 Yes, 32 No, 0 Present, 41 Did not vote, June 23, 2026Confirmed from the official record
- How the Senate passed it
- Recorded vote: 85 Yes, 5 No, 0 Present, 10 Did not vote, June 22, 2026Confirmed from the official record
- Committee report saved
- 1 reportConfirmed from the official record
- Hearing saved
- None in the official recordConfirmed from the official record
The bill's official record names no hearing.
How these are counted
- Added along the way, sections: sections of the final law marked "added later", divided by the sections compared.
- Added along the way, words: words in those sections, divided by the words in the sections compared.
- Each text is read as a list of words. A run is 5 words in a row. For each section of the final law we count the share of its runs that appear anywhere in the first published text of the bill. 90 percent or more: in the first text. From 20 to 90 percent: changed. Under 20 percent: added later. A section with fewer than 20 words is not compared.
- Sections outside the stated intent: sections a person approved as outside the stated intent, divided by the sections read. The same count is given in words.
- Member-requested spending: the number of items in the lists Congress printed for the law, and the sum of their dollar amounts.
- A part that is not checked yet is shown as "Not checked yet". It is never counted as zero. No single blended number is given.
Time to read before the House vote
How long the text is public before the House votes on it. This measure is not added into the score.
- House
- 6 hours 37 minutesConfirmed from the official record
The House Clerk posted the last file of this floor item on June 23, 2026 at 12:49 p.m. Eastern. The House voted on June 23, 2026 at 7:26 p.m. Eastern.
The floor item was first listed on June 22, 2026 at 8:24 p.m. Eastern, 23 hours 2 minutes before the vote. Files were added or replaced after that, and the time is counted from the last file made public before the vote.
Pages of that text: Not published yet
The vote: On motion that the House suspend the rules and agree to the Senate amendment to the House amendment to the Senate amendment Agreed to by the Yeas and Nays: (2/3 required): 358 - 32 (Roll no. 224). (text: CR H4151-4187)
Posted: House Clerk, bills to be considered, week of 2026-06-22 · Saved October 8, 2026 · Fingerprint 85c34008d006e42d
Voted: Actions on H.R. 6644, Congress's data service · Saved October 8, 2026 · Fingerprint 3b69f93934b914b5
How the time zone is checked
- The action's time read as Eastern time is the same moment as the recorded vote's own time in UTC.
- The file's own update stamp read as Eastern time is the same moment as the Last-Modified time (GMT) the file was served with.
- Senate
- Not published yet
The Senate publishes no time stamp for when the text of a bill is posted, so no time to read is given for the Senate.
How this is counted
- Posted: the moment the last file of the floor item became public on the House Clerk's weekly list of bills, before the vote. A file is public from the first time the list was published at or after the moment the file was added.
- A floor item lists the bill text and can list papers that go with it, such as an explanatory statement. The list does not say which file is which. So the count runs from the last file made public before the vote, and the moment the item was first listed is shown beside it. The count is never longer than the real time to read.
- Voted: the time of the House floor action in Congress's data service. When the House voted on the bill more than once, the last vote is used: that is the vote on the text that went on to become law.
- Time to read: voted minus posted, in hours and minutes. Both are Eastern time.
- Pages: the page count GovInfo gives for the text of the bill as the House voted on it. The copy posted for the floor can be laid out on a different number of pages.
- Which floor item: the one that names the bill. When several name it, the one whose words name the same kind of vote. When the House voted on the bill more than once that week and the list does not tell the votes apart, no figure is given.
- A floor item taken off the list, two floor items that fit, a text made public only after the vote, or a time zone check that shows another time zone: the figure reads "Not checked yet".
Congressional Budget Office cost estimates
Congress’s data service lists this estimate for the bill behind this law. Each link opens the estimate at cbo.gov. We keep no copy: cbo.gov turns our reader away with a bot check, and we do not get around a refusal.
- Estimated Budgetary Effects of H.R. 6644, the 21st Century ROAD to Housing Act
As enacted on July 11, 2026
H.R. 6644, Congress's data service · Saved October 8, 2026 · Fingerprint 8db2f1726d1a1966
A committee report says the estimate was not in hand when the report was written.
The Committee has requested but not received a cost estimate from the Director of the Congressional Budget Office.
House Report 119-457: HOUSING FOR THE 21ST CENTURY ACT · Saved October 6, 2026 · Fingerprint 7a649b5b0d81d3b8
Added along the way
Confirmed from the official record34 of the 59 sections compared are added after the first published text of the bill. 23 are changed. 2 are in the first text. 12 headings and short sections are too short to compare.
A section counts as added later when under 20 percent of its wording appears in the first published text.
The first published text (Introduced in House, December 11, 2025): H.R. 6644, Introduced in House · Saved October 7, 2026 · Fingerprint d3dd9d75b210b5b6
Published texts of this bill, in order: Introduced in House (December 11, 2025), Reported in House (January 15, 2026), Engrossed in House (February 9, 2026), Placed on Calendar Senate (February 24, 2026), Engrossed Amendment Senate (March 12, 2026), Engrossed Amendment House (May 20, 2026), Engrossed Amendment Senate (June 22, 2026), Enrolled Bill.
Sections added later
34 sections
- Title I, Section 103: EXEMPTION ON CONSTRUCTION OR MODIFICATION OF RESIDENTIAL HOUSING LOCATED ON AN INFILL SITE332 words
- Title II, Section 201: INCREASING HOUSING IN OPPORTUNITY ZONES95 words
- Title II, Section 202: WHOLE-HOME REPAIRS ACT3,531 words
- Title II, Section 203: COMMUNITY INVESTMENT AND PROSPERITY ACT399 words
- Title II, Section 208: INNOVATION FUND1,162 words
- Title II, Section 210: REVITALIZING EMPTY STRUCTURES INTO DESIRABLE ENVIRONMENTS (RESIDE) ACT822 words
- Title II, Section 212: RENTAL ASSISTANCE DEMONSTRATION PROGRAM416 words
- Title II, Section 213: BUILD NOW ACT1,323 words
- Title III, Section 302: MODULAR HOUSING PRODUCTION ACT439 words
- Title III, Section 303: PROPERTY IMPROVEMENT AND MANUFACTURED HOUSING LOAN MODERNIZATION ACT972 words
Show all 34
- Title III, Section 304: PRICE ACT1,141 words
- Title IV, Section 401: CREATING INCENTIVES FOR SMALL-DOLLAR LOAN ORIGINATORS417 words
- Title IV, Section 403: APPRAISAL INDUSTRY IMPROVEMENT ACT1,311 words
- Title V, Section 502: RURAL HOUSING SERVICE REFORM ACT4,298 words
- Title V, Section 503: INCENTIVIZING LOCAL SOLUTIONS TO HOMELESSNESS438 words
- Title V, Section 504: REFORMING DISASTER RECOVERY ACT8,088 words
- Title V, Section 505: NEW MOVING TO WORK COHORT2,265 words
- Title VII, Section 702: FHA REPORTING REQUIREMENTS ON SAFETY AND SOUNDNESS77 words
- Title VII, Section 703: UNITED STATES INTERAGENCY COUNCIL ON HOMELESSNESS OVERSIGHT175 words
- Title VII, Section 704: APPRAISAL MODERNIZATION ACT808 words
- Title VIII, Section 803: IMPROVING SELF-SUFFICIENCY OF FAMILIES IN HUD-SUBSIDIZED HOUSING377 words
- Title IX, Section 901: COMMUNITY BANK DEPOSIT ACCESS666 words
- Title IX, Section 902: KEEPING DEPOSITS LOCAL462 words
- Title IX, Section 903: TAILORED REGULATORY UPDATES FOR SUPERVISORY TESTING59 words
- Title IX, Section 904: CREDIT UNION BOARD MODERNIZATION252 words
- Title IX, Section 905: SYSTEMIC RISK AUTHORITY TRANSPARENCY965 words
- Title IX, Section 906: ADVANCING THE MENTOR-PROTEGE PROGRAM FOR SMALL FINANCIAL INSTITUTIONS476 words
- Title IX, Section 907: AMERICAN ACCESS TO BANKING1,036 words
- Title IX, Section 908: PROMOTING NEW BANK FORMATION801 words
- Title IX, Section 909: RURAL DEPOSITORIES REVITALIZATION STUDY338 words
- Title X, Section 1001: HOMES ARE FOR PEOPLE, NOT CORPORATIONS2,917 words
- Title XI, Section 1101: CENTRAL BANK DIGITAL CURRENCY272 words
- Title XII, Section 1201: SEVERABILITY42 words
- Title XII, Section 1202: NO ADDITIONAL FUNDS AUTHORIZED92 words
Amendments adopted
3 adopted of 104 listed for this bill
- S.Amdt. 5823Replaces the whole text of the bill
Sponsor: Sen. Scott, Tim [R-SC]. The Senate adopted it on , by recorded vote, 85–5.
In the nature of a substitute.
- S.Amdt. 4308Replaces the whole text of the bill
Sponsor: Sen. Scott, Tim [R-SC]. The Senate adopted it on , by recorded vote, 84–10.
In the nature of a substitute.
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Sponsor: Sen. Scott, Tim [R-SC]. The Senate adopted it on , by voice vote.
To require the Comptroller General of the United States to submit to Congress studies on workforce housing, housing for persons who are elderly or disabled, proximity of housing to Superfund sites, and residential heirs property.
An adopted amendment in the nature of a substitute replaces the whole text of the bill. Its sponsor is named here. It is not tied to single sections.
Other bills whose text this law contains
The Congressional Research Service, a part of the Library of Congress, marks 50 other bills with the words “Public law contains the text”. That means this law includes text from each of those bills. This page does not compare their texts with the law.
- H.R. 6825 To require Federal monitors and receivers of public housing agencies to testify before the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate.
- H.R. 6774 FHA Small-Dollar Mortgages Act
- H.R. 7108 Improving Public Housing Agency Accountability Act
- S. 3901 HOME Expansion Act
- S. 2361 Accelerating Home Building Act of 2025
- S. 1299 Housing Supply Frameworks Act
- S. 2464 Community Investment and Prosperity Act
- S. 522 Credit Union Board Modernization Act
- S. 4020 Housing Supply and Affordability Act
- H.R. 6726 To amend the Housing and Urban Development Act of 1968 to provide reforms to housing counseling and financial literacy programs.
Show all 50
- H.R. 6768 Housing Our Communities Act
- H.R. 6772 Affordable Housing Through Common-Sense Standards Act
- H.R. 975 Credit Union Board Modernization Act
- S. 970 Helping More Families Save Act
- S. 943 PRICE Act
- S. 1527 Housing Affordability Act
- H.R. 3716 Systemic Risk Authority Transparency Act
- H.R. 3709 Advancing the Mentor-Protégé Program for Small Financial Institutions Act
- H.R. 4385 Helping More Families Save Act
- H.R. 4477 PRICE Act
- S. 2391 BUILD Housing Act
- S. 2414 Housing Supply Expansion Act of 2025
- H.R. 5317 Community Bank Deposit Access Act of 2025
- H.R. 5907 To authorize the Secretary of Housing and Urban Development to award grants to eligible entities to select pre-reviewed designs of covered structures of mixed-income housing for use in the jurisdiction of the eligible entity, and for other
- H.R. 5990 Whole-Home Repairs Act of 2025
- H.R. 6132 Housing Affordability Act
- H.R. 6269 Modular Housing Production Act
- S. 4517 Rural Depositories Revitalization Study Act
- H.R. 2362 VA Home Loan Awareness Act of 2025
- S. 1695 HUD-USDA-VA Interagency Coordination Act
- H.R. 4810 BUILD Housing Act
- H.R. 5077 Strengthening Housing Supply Act of 2025
- H.R. 6344 CAT Act
- H.R. 8291 Reforming Disaster Recovery Act
- H.R. 7791 To authorize the Secretary of Housing and Urban Development to prioritize the award of certain housing grants to applicants located in, or serving, low-income communities.
- S. 138 VA Home Loan Awareness Act of 2025
- H.R. 8878 Incentivizing Local Solutions to Homelessness Act
- H.R. 8877 Improving Self-Sufficiency of Families in HUD-Subsidized Housing Act
- H.R. 6293 Housing Supply Expansion Act of 2025
- H.R. 638 Housing Temperature Safety Act of 2025
- H.R. 965 Housing Unhoused Disabled Veterans Act
- H.R. 3694 VALID Act of 2025
- S. 964 Property Improvement and Manufactured Housing Loan Modernization Act of 2025
- S. 1415 Housing Unhoused Disabled Veterans Act
- S. 1932 VALID Act of 2025
- H.R. 3774 HUD Accountability Act of 2025
- H.R. 4544 American Access to Banking Act
- S. 3830 TRUST Act of 2026
- H.R. 4660 Unlocking Housing Supply Through Streamlined and Modernized Reviews Act
- S. 2390 Unlocking Housing Supply Through Streamlined and Modernized Reviews Act
Member-requested spending
Confirmed from the official recordA committee report on this bill says the bill, as the committee reported it, carries no spending item requested by a member.
“In compliance with clause 9 of rule XXI of the Rules of the House of Representatives, this bill, as reported, contains no congressional earmarks, limited tax benefits, or limited tariff benefits as defined in clause 9(e), 9(f), or 9(g) of rule XXI.”
House Report 119-457: HOUSING FOR THE 21ST CENTURY ACT · Saved October 6, 2026 · Fingerprint 7a649b5b0d81d3b8
Sections outside the stated intent
Not checked yetA person reviews each reading before it appears here.
What this law changes in taxes
This law amends no tax law. 1 sentence names a tax, a tariff, the tax code or the Internal Revenue Service.
Show the 1 sentence
- Title II, Section 201: INCREASING HOUSING IN OPPORTUNITY ZONES
“When awarding a covered grant, the Secretary of Housing and Urban Development may give additional weight to applicants with proposed activities or projects that are located in or substantially and directly benefit a community designated as a qualified opportunity zone under section 1400Z-1 of the Internal Revenue Code of 1986.”
How we read a law for this section
- A provision is one sentence of the law that says a part of a tax law "is amended" or "is repealed". The words are quoted from our saved copy of the law. Words inside text the law inserts into another law are not read as provisions.
- A sentence counts when it names the Internal Revenue Code of 1986 or title 26 of the United States Code; when it says "such Code" and the last Code named in that section of the law is the Internal Revenue Code of 1986; when the law says that its amendments are to be read as amendments to the Internal Revenue Code of 1986 and the sentence names no other law; or when the sentence names no law at all and the amending sentence before it, in the same section of the law, amended the Internal Revenue Code of 1986.
- A sentence that amends the Harmonized Tariff Schedule of the United States or the Tariff Act of 1930 is listed under "Tariffs and customs duties".
- The tax type comes from the number of the Code section the sentence names. Sections 1 to 5, 21 to 26, 32, 35, 36, 36B, 62, 63, 67, 68, 151 to 153 and 211 to 224 apply to individuals: "Individual income tax". Sections 11, 12, 59A, 241 to 250, 301 to 385, 531 to 565 and 1501 to 1564 apply to corporations: "Corporate income tax". Every other section from 1 to 1400Z and 1411 to 1564 is "Income tax, individuals and businesses". Sections 1401 to 1403 and 3101 to 3512: "Payroll taxes". Sections 2001 to 2801: "Estate and gift taxes". Sections 4001 to 5891: "Excise taxes". Every other section, such as the rules on returns, penalties and trust funds: "Other tax law".
- A sentence that names a chapter or subtitle of the Code and no section is sorted by that chapter or subtitle. A sentence that adds a new section is sorted by the new section's number.
- "Old and new" is shown only where the law says both: "striking X and inserting Y". Other dollar amounts and percentages in the sentence are listed as printed.
- A change to a table of contents or a change headed "Conforming" or "Clerical" is listed apart.
- A law reads "This law changes no tax" only when our saved copy reaches the end of the law, no sentence above is found, the text does not name the Internal Revenue Code of 1986, the Internal Revenue Service, the Harmonized Tariff Schedule of the United States, a tariff, a duty or a named tax, and the margin of the official print cites title 26 of the United States Code nowhere.
- Nothing here says how much tax anyone pays. That takes figures the law's text does not state.
Read from: Public Law 119-101, official text · Saved October 5, 2026 · Fingerprint 0f5914f071fae74d
On the record
On the record: Not started.
Press releases by members of Congress
From a secondary sourceThese are press releases from members' official websites that name this law. We save a copy of each one.
44 press releases
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“Rep. Stansbury also celebrated the enactment of the 21st Century ROAD to Housing Act (H.R. 6644) as one of the most significant bipartisan housing bills to pass Congress in the last 30 years. The bill became law on July 11th without the President’s signature after Congress passed the legislation to dramatically increase the building of affordable housing, cut red tape,”
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Scalise's Summer Update: Key House Republican Wins of 2026
“H.R. 6644 (Hill) – the 21st Century ROAD to Housing Act: cuts government red tape to spur housing development and empower families — not institutional investors — to become homeowners.”
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ICYMI - Steil-Led Housing Affordability Bill Becomes Law
“Washington, DC – On Saturday, July 11, the 21st Century ROAD to Housing Act (H.R. 6644) became law. This package of bills increases housing supply, reduces government regulation, cuts red tape for building and lending, and addresses high housing costs.”
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Congresswoman Bynum Has Three Housing Bills Signed into Law
“Her legislation is part of the bipartisan and bicameral H.R. 6644, 21st Century ROAD to Housing Act, which Rep. Bynum voted for each time it came before the House. These bills are part of her efforts to address the nation’s housing shortage by cutting red tape, building more homes, and lowering costs for first-time homebuyers.”
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Historic, Barrett-Backed Housing Package Becomes Law
“Washington, D.C. — Today, Congressman Tom Barrett (MI-07) celebrated the 21st Century ROAD to Housing Act ( H.R. 6644 ) becoming law to expand affordable housing options and lower costs for Americans. Specifically, this housing package that Barrett helped pass would increase housing supply by cutting unnecessary red tape, expanding financing opportunities for local housing projects, and more.”
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ICYMI: Rep. Loudermilk on Passage of the 21st Century ROAD to Housing Act
“Rep. Barry Loudermilk (R-GA) issued the following statement following passage of H.R. 6644 – the 21st Century ROAD to Housing Act.”
Show all 44
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Rep. Adams Speaks on Bipartisan Housing Bill
“WASHINGTON, D.C. — Today, Congresswoman Alma S. Adams, Ph.D. (NC-12), released a statement regarding the passage of H.R. 6644, the 21st Century ROAD to Housing Act in Congress.”
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HOUSE PASSES RILEY-BACKED MEASURES TO LOWER HOUSING COSTS
“WASHINGTON, D.C .— This week, the U.S. House of Representatives passed the 21st Century ROAD to Housing Act (H.R. 6644), a bipartisan housing package that includes several provisions backed by Rep. Josh Riley (NY-19) to lower housing costs, preserve affordable rural housing, reduce federal barriers to housing development, and help families compete in the housing market.”
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THOMPSON APPLAUDS PASSAGE OF LANDMARK HOUSING BILL, URGES PRESIDENT TO SIGN IT INTO LAW
“Washington, D.C. – Rep. Mike Thompson (CA-04) voted “yes” to pass the 21st Century ROAD to Housing Act (H.R. 6644), a landmark bill that that will help increase the supply of affordable housing, streamline the process of building more homes, and modernize outdated programs to help create more pathways to homeownership and bring much-needed relief to renters. The bill passed”
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THOMPSON APPLAUDS PASSAGE OF LANDMARK HOUSING BILL, URGES PRESIDENT TO SIGN IT INTO LAW
“Washington, D.C. – Rep. Mike Thompson (CA-04) voted “yes” to pass the 21st Century ROAD to Housing Act (H.R. 6644), a landmark bill that that will help increase the supply of affordable housing, streamline the process of building more homes, and modernize outdated programs to help create more pathways to homeownership and bring much-needed relief to renters. The bill passed”
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Rep. Sykes Celebrates Final Passage of Bipartisan 21st Century ROAD to Housing Act
“WASHINGTON, D.C. – Today, U.S. Representative Emilia Sykes (OH-13) celebrated the final passage of H.R. 6644, the bipartisan 21st Century ROAD to Housing Act. The legislation expands housing affordability and supply nationwide by incorporating priorities championed in Rep. Sykes’ Homes Over Massive Investors in Neighborhoods (HOMES) Act, including efforts to address the role of large-scale institutional investors in local housing”
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Congressman Davis Votes for Housing Package Benefiting Rural Communities and Working Families
“WASHINGTON, D.C. — Congressman Don Davis (NC-01) released the following statement following the final passage of H.R. 6644, the 21st Century ROAD to Housing Act, a bipartisan housing package that modernizes federal housing programs, expands housing supply, promotes innovative development, and strengthens access to affordable housing.”
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Courtney Supports Final Passage of Major Housing Reform Bill
“WASHINGTON, DC – Today, Congressman Joe Courtney (CT-02) released the following statement after voting to complete final passage of the 21 st Century ROAD to Housing Act (H.R. 6644). The bill was passed by the House by a vote of 358-32.”
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Congressman Tim Moore Votes to Pass Historic 21st Century ROAD to Housing Act
“WASHINGTON, D.C. - Today, the U.S. House passed H.R. 6644, the 21st Century ROAD to Housing Act, a monumental step towards addressing the national housing crisis. This bipartisan, bicameral legislation alleviates the housing shortage by removing unnecessary regulations on new home construction and community banking operations.”
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“WASHINGTON, D.C. — Today, Congressman Dan Meuser (PA-09) voted in favor of H.R. 6644, the 21st Century ROAD to Housing Act, a bipartisan solution to America’s housing affordability and supply crisis. The bill passed the House 358-32 and is expected to be signed into law by President Trump this week.”
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Rep. Loudermilk on Passage of the 21st Century ROAD to Housing Act
“Washington, D.C. (June 23, 2026) | Rep. Barry Loudermilk (R-GA) issued the following statement following passage of H.R. 6644 – the 21st Century ROAD to Housing Act.”
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“Last month, she helped pass H.R. 6644, the 21st-Century ROAD to Housing Act, bipartisan legislation aimed at expanding access to financing for building and renovating homes, cutting down on antiquated bureaucracy that fuels the housing shortage, and improving implementation of Build America, Buy America requirements for the HOME program.”
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Representative Lee Hosts Housing Town Hall for Southern Nevada Veterans
“Congresswoman Lee helped pass H.R. 6644, the Housing for the 21st Century Act, a bipartisan housing package that makes long overdue improvements to federal housing programs in order to increase housing supply and lower costs for American families. A key provision of that legislation is permanently excluding veterans’ disability payments from annual income calculations under the Department of Housing and”
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Congresswoman Garcia Secures Key Provisions in Major Housing Package
“WASHINGTON, D.C. - This week, Congresswoman Sylvia Garcia (D-TX-29) secured several key housing and homelessness provisions in the broader 21st Century ROAD to Housing Act (H.R. 6644), a major housing package aimed at lowering costs, expanding affordable housing, and supporting working families struggling with the nation’s housing crisis.”
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Rep. John McGuire celebrates passage of 21st Century ROAD to Housing Act
“The House amendment to H.R. 6644 would address the nation’s ongoing housing shortage by promoting reforms intended to expand housing supply, reduce regulatory barriers, modernize federal housing programs, and improve affordability.”
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DeLauro Votes to Pass 21st Century ROAD to Housing Act
“For a full summary of the House-passed 21st Century ROAD to Housing Act (H.R. 6644), click here.”
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Rep. Becca Balint Votes to Advance Bipartisan Housing Package to Address Affordability Crisis
“WASHINGTON, D.C. – Yesterday, U.S. Representative Becca Balint (VT-AL), a consistent and outspoken advocate for building affordable housing, voted in favor of H. Res. 1299, amended legislation to strengthen and advance the 21st Century ROAD to Housing Act (H.R. 6644), a comprehensive package to expand housing supply, improve affordability, and strengthen protections for renters and homeowners.”
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Courtney Votes to Pass Major Housing Reform Bill
“Passage of H.R. 6644 is a rare bipartisan breakthrough to address America’s housing shortage,” Courtney said. “Eastern Connecticut communities need more housing supply to meet demand and bring down costs.”
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“Washington, D.C. — Today, Congresswoman Maggie Goodlander (NH-02) helped pass H.R. 6644, the 21st-Century ROAD to Housing Act, a bipartisan bill aimed at dramatically lowering housing costs for New Hampshire families.”
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CORREA, REAL ESTATE CAUCUS CELEBRATES PASSAGE OF BIPARTISAN HOUSING AFFORDABILITY PACKAGE
“Mark Alford (MO-04), Tracey Mann (KS-01), and Brittany Pettersen (CO-04) —celebrated the U.S. House of Representatives passing the House Amendment to the 21st Century ROAD to Housing Act ( H.R.6644 ) with overwhelming bipartisan support. H.R.6644 is a package of housing bills aimed at making homeownership more accessible in several ways, including reforming housing counseling and financial literacy programs, increasing”
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Bynum Passes 3 Housing Bills Through the House
“Congresswoman Janelle Bynum (OR-05) voted to pass the bipartisan, bicameral H.R. 6644, 21st Century ROAD to Housing Act, through the House, which included three of her bills. The package included the Accelerating Home Building Act, the Appraisal Industry Improvement Act, and the Incentivizing Local Solutions to Homelessness Act.”
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Garamendi Housing Bill Included in Bipartisan Senate Package, Funds New Units Across California
“On February 9 th, Garamendi voted in favor of the Housing for the 21st Century Act (H.R. 6644), which passed the House with strong bipartisan support. Then, on March 12, the Senate overwhelmingly passed the 21st Century ROAD to Housing Act.”
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Congressman Eric Sorensen Fights to Lower Rental Costs and Expand First-Time Homeownership
“H.R. 6644, the Housing for the 21st Century Act, passed the House with overwhelming bipartisan support and makes long-overdue improvements to federal housing programs at the Department of Housing and Urban Development (HUD). This bill includes key provisions to increase access to homeownership, expedite building of manufactured housing, make available small-dollar mortgages, better protect borrowers and families living in public”
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Steil-Led Housing Affordability Legislation Passes the House
“Washington, DC – This week, the House of Representatives voted to pass the Housing for the 21st Century Act (H.R. 6644), which includes the Accelerating Home Building Act (H.R. 5907), a bill co-led by Congressman Bryan Steil (WI-01) and Congresswoman Janelle Bynum (OR-05), on a vote of 390-9.”
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“Washington, DC— This week, Congressman Brian Fitzpatrick (PA-01) helped lead passage of H.R. 6644, the Housing for the 21st Century Act, a sweeping bipartisan reform package to increase housing supply, modernize federal housing policy, strengthen community banking, and restore affordability for working families in Pennsylvania’s First District and across the nation.”
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Barrett Helps Introduce Bipartisan Bill to Make Down Payments Easier for First-Time Homebuyers
“The new bill also comes a day after Barrett and the House passed the Housing for the 21st Century Act ( H.R. 6644 ), a landmark bipartisan housing package aimed at cutting red tape to boost construction, making home loans more accessible, modernizing HUD programs, and more.”
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House Passes Tlaib’s Housing Our Communities Act in Bipartisan Legislative Package
“WASHINGTON, D.C. — Today, Congresswoman Rashida Tlaib (MI-12) announced that the House of Representatives passed her legislation Housing Our Communities Act as part of a bipartisan legislative package H.R. 6644 – Housing for the 21st Century Act, by a vote of 390 to 9. Rep. Tlaib’s Housing Our Communities Act will help communities across the country plan for and deliver”
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Lee Helps Pass Bipartisan Legislation to Lower Housing Costs
“WASHINGTON, D.C. – Yesterday, Congresswoman Susie Lee (NV-03) voted in support of H.R. 6644, the Housing for the 21st Century Act, a bipartisan housing package that makes long overdue improvements to federal housing programs in order to increase housing supply and lower costs for American families.”
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Congressman Cleaver Applauds House Passage of Landmark Bipartisan Housing Package
“The passage of H.R. 6644, the Housing for the 21st Century Act, is a historic first step toward confronting a housing crisis that is squeezing families and communities nationwide. While more must be done, including real federal investments to meet the scale of this housing crisis, H.R. 6644 provides a strong foundation to build on.”
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Velázquez Expands Cooperative Housing Access and Strengthens Public Housing Oversight in New York
“WASHINGTON — Yesterday, H.R. 6644 the Housing for the 21st Century Act, which includes key provisions secured by Congresswoman Nydia M. Velázquez (D-NY) to expand access to affordable housing through cooperative ownership models while strengthening Congressional oversight to protect tenants in federally monitored public housing authorities, passed in the House of Representatives.”
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Timmons Celebrates Passage of the Housing for the 21st Century Act (H.R. 6644)
“Today, U.S. Congressman William Timmons (SC-04) released the following statement after the House of Representatives passed the bipartisan Housing for the 21st Century Act by a vote of 390–9. The legislation reflects a year-long bipartisan effort led by members of the House Committee on Financial Services to address rising housing costs, cut unnecessary regulations, and increase America’s housing supply.”
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House Passes the Housing for the 21st Century Act
“WASHINGTON — Speaker Johnson released the following statement after the House approved H.R. 6644, the Housing for the 21 st Century Act.”
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Courtney Votes to Build More Housing
“WASHINGTON, D.C. – Today, Congressman Joe Courtney (CT-02) released the following statement after the House passed (390-9) the Housing for the 21 st Century Act (H.R. 6644), a bipartisan package of bills to clear the pathway to build more housing nationwide.”
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“Washington, D.C. — Today, New Democrat Coalition Housing, Infrastructure, and Transportation Working Group Chair Norma Torres (CA-35) issued a statement after the House of Representatives voted to pass H.R. 6644, Housing for the 21st Century Act.”
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“Washington, D.C. – Today, Congresswoman Maggie Goodlander helped pass H.R. 6644, the Housing for the 21st Century Act, a bipartisan legislative proposal to increase the supply of housing in New Hampshire and across the United States by modernizing federal housing policy, providing incentives for affordable housing development, cutting unnecessary red tape, and promoting a local-first approach to fixing our housing”
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Gridlock Broken: Beatty Leads Affordable Housing Bill Breakthroughs
“The measures passed under suspension of the rules as part of H.R. 6644, the Housing for the 21st Century Act, moving forward a package of regulatory and community banking reforms aimed at accelerating housing development, protecting homeowners, and strengthening the local institutions responsible for financing housing in Central Ohio and communities nationwide.”
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“WASHINGTON, D.C. — Yesterday, the House Committee on Financial Services advanced the bipartisan Housing for the 21st Century Act (H.R.6644). Congressman Tim Moore (NC-14) voted to pass this legislation out of the committee, recognizing the importance of this legislation to streamline housing development and affordability by updating outdated programs, removing regulatory roadblocks, and increasing local flexibility.”
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Beatty Scores Major Affordable Housing Wins in Financial Services Committee
“These measures passed through committee as part of H.R. 6644, the Housing for the 21st Century Act, which will streamline housing development and increase flexibility for local communities. The package now awaits consideration by the full House of Representatives.”
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“WASHINGTON — Today, Congresswoman Nydia M. Velázquez (D-NY) secured key provisions in H.R. 6644 the Housing for the 21st Century Act to expand access to affordable housing through cooperative ownership models while strengthening Congressional oversight to protect tenants in federally monitored public housing authorities.”
Read from 539 of 539 members' sites, releases since January 3, 2025, through October 8, 2026.
Press releases by organizations
No saved press release from these organizations names this law.
Read from 510 of 510 organizations' sites, releases since January 3, 2025, through October 8, 2026.
What it touches
Kind of law: New or changed rules. Budget effect: Authorizes spending; money comes from a later funding law.
Government
- Land, housing and natural resources
- Grants, benefits and subsidies
The economy
- Housing market
Daily life
- Housing
- Household budget
Agencies it funds or directs
Dollar amounts:Not checked yetHow it passed
The Senate passed it 85 to 5 on June 22, 2026, with 10 senators who did not vote.
The House passed it 358 to 32 on June 23, 2026, with 41 members who did not vote.
Congress presented the bill to the President on June 29, 2026. It became law without a signature on July 11, 2026.
The question on the official record: House, “On Motion to Suspend the Rules and Concur in Senate Adt to House Adt to Senate Adt”. Senate, “On the Motion (Motion to Concur in the House Amendment to the Senate Amendment to H.R. 6644 with an Amendment (SA 5823))”.
| Chamber and party | Yes | No | Present | Did not vote |
|---|---|---|---|---|
| House Republicans | 166 | 32 | 0 | 20 |
| House Democrats | 191 | 0 | 0 | 21 |
| House independents | 1 | 0 | 0 | 0 |
| Senate Republicans | 42 | 5 | 0 | 6 |
| Senate Democrats | 41 | 0 | 0 | 4 |
| Senate independents | 2 | 0 | 0 | 0 |
How each member votes
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Corrections to this page
- How the law took effect. Became law without a signature on July 11, 2026. Congress presented the bill to the President on June 29, 2026. Corrected · Note at the end of the official text
Lobbying reports that name this bill
Confirmed from the official record232 saved lobbying reports name H.R. 6644. The amount is what the report gives for the whole quarter: everything the registrant did for that client, all issues together. A linked name opens that organization’s page on this site.
| Registrant | Client | Amount for the whole quarter | Quarter | Filed | Report |
|---|---|---|---|---|---|
| ANDERSEN CORPORATION | ANDERSEN CORPORATION | $50,000.00reported as expenses | April to June 2026 | Open the report | |
| NATIONAL ALLIANCE TO END HOMELESSNESS | NATIONAL ALLIANCE TO END HOMELESSNESS | $30,000.00reported as expenses | April to June 2026 | Open the report | |
| 535 GROUP, LLC | VISA, INC. | $50,000.00reported as income | April to June 2026 | Open the report |
See the 232 listed reports that name H.R. 6644
Senate Office of Public Records cannot vouch for the data or analyses derived from these data after the data have been retrieved from LDA.gov.
Lobbying Disclosure Act reports, LDA.gov. This copy was read October 8, 2026 at 3:19 AM Eastern.
Where this comes from
We saved our own copy of each official vote file listed here before writing this page. A code beside a file is its fingerprint, a short code that changes if the file's contents change.