Public Law 110-142 · H.R. 3648 · Became law

Mortgage Forgiveness Debt Relief Act of 2007

Official title: “To amend the Internal Revenue Code of 1986 to exclude discharges of indebtedness on principal residences from gross income, and for other purposes.”

House: voice vote · Senate: without objection
Confirmed from the official record

All laws of the 110th Congress

What this law changes

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What this law changes in taxes

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Press releases by members of Congress

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Read from 539 of 539 members' sites, releases since January 3, 2025, through October 8, 2026.

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Read from 510 of 510 organizations' sites, releases since January 3, 2025, through October 8, 2026.

How it passed

The Senate passed it without objection on December 14, 2007. No individual votes are recorded.

The House passed it by voice vote on December 18, 2007. A voice vote records no individual votes.

It became law on December 20, 2007.

How each member votes

Both chambers passed this law without a recorded vote, so no individual votes exist.

Where this comes from

A file marked "saved" is our own copy of the official file. The code beside it is its fingerprint, a short code that changes if the file's contents change. A file with no copy saved carries "Not published yet".

Published law, official text (web page)govinfo.gov · saved · 17,602 bytes
b04eadee1f092a2bConfirmed from the official record
Published law, official text (PDF)govinfo.gov · saved · 134,377 bytes
23c45457d000c3d2Confirmed from the official record
Final bill as passed by Congress (web page)govinfo.gov · saved · 15,704 bytes
c243f73cab076021Confirmed from the official record
Final bill as passed by Congress (PDF)govinfo.gov · saved · 129,975 bytes
44dcc9087d6f86adConfirmed from the official record
Final bill as passed by Congress (XML)govinfo.gov · no copy saved
Not published yet
House roll call 948 of 2007: On Passageclerk.house.gov · saved · This vote was on an earlier version of the bill.
64d8d3edea154908Confirmed from the official record
House roll call 947 of 2007: On Motion to Recommit with Instructionsclerk.house.gov · saved · This vote was on an earlier version of the bill.
d8936f5b5016b650Confirmed from the official record
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