Fair and Accurate Credit Transactions Act of 2003
Official title: “To amend the Fair Credit Reporting Act, to prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of, and consumer access to, credit information, and for other purposes.”
Earlier name of the bill: “National Consumer Credit Reporting System Improvement Act of 2003”.
What this law changes
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Transparency Score
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What this law changes in taxes
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Press releases by members of Congress
No saved press release names this law.
Read from 539 of 539 members' sites, releases since January 3, 2025, through October 8, 2026.
Press releases by organizations
No saved press release from these organizations names this law.
Read from 510 of 510 organizations' sites, releases since January 3, 2025, through October 8, 2026.
How it passed
The House passed it 379 to 49 on November 21, 2003, with 1 member voting Present and 5 who did not vote.
The Senate passed it without objection on November 22, 2003. No individual votes are recorded.
It became law on December 4, 2003.
The question on the official record: House, “Suspend the Rules and Agree to the Conference Report”.
| Chamber and party | Yes | No | Present | Did not vote |
|---|---|---|---|---|
| House Republicans | 224 | 3 | 0 | 1 |
| House Democrats | 155 | 45 | 1 | 4 |
| House independents | 0 | 1 | 0 | 0 |
How each member voted
Only House members have a recorded vote on this law.
434 members. Select a name to see that member's votes on laws that passed.
Where this comes from
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