Public Law 105-219 · H.R. 1151 · Became law August 7, 1998

Credit Union Membership Access Act

Official title: “To amend the Federal Credit Union Act to clarify existing law with regard to the field of membership of Federal credit unions, to preserve the integrity and purpose of Federal credit unions, to enhance supervisory oversight of insured credit unions, and for other purposes.”

House: voice vote · Senate 92–6
Confirmed from the official record

All laws of the 105th Congress

What this law changes

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Plain-language account: Not started

Read the official text of the law

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Press releases by members of Congress

No saved press release names this law.

Read from 539 of 539 members' sites, releases since January 3, 2025, through October 7, 2026.

Press releases by organizations

No saved press release from these organizations names this law.

Read from 510 of 510 organizations' sites, releases since January 3, 2025, through October 7, 2026.

How it passed

The Senate passed it 92 to 6 on July 28, 1998, with 2 senators who did not vote.

The House passed it by voice vote on August 4, 1998. A voice vote records no individual votes.

It became law on August 7, 1998.

The question on the official record: Senate, “On Passage of the Bill H.R. 1151”.

Chamber and partyYesNoPresentDid not vote
Senate Republicans48601
Senate Democrats44001

How each member voted

Only Senate members have a recorded vote on this law.

100 members. Select a name to see that member's votes on laws that passed.

AK · SenateFrank MurkowskiRRepublicanYes
AK · SenateTed StevensRRepublicanYes
AL · SenateJeff SessionsRRepublicanYes
AL · SenateRichard C. ShelbyRRepublicanYes
AR · SenateDale BumpersDDemocratYes
AR · SenateTim HutchinsonRRepublicanYes
AZ · SenateJohn McCainRRepublicanYes
AZ · SenateJon KylRRepublicanYes
CA · SenateBarbara BoxerDDemocratYes
CA · SenateDianne FeinsteinDDemocratYes
CO · SenateBen CampbellRRepublicanYes
CO · SenateWayne AllardRRepublicanYes
CT · SenateChristopher DoddDDemocratYes
CT · SenateJoseph I. LiebermanDDemocratYes
DE · SenateJoseph BidenDDemocratYes
DE · SenateWilliam RothRRepublicanYes
FL · SenateBob GrahamDDemocratYes
FL · SenateConnie MackRRepublicanNo
GA · SenateJ. ClelandDDemocratYes
GA · SenatePaul CoverdellRRepublicanYes
HI · SenateDaniel K. AkakaDDemocratYes
HI · SenateDaniel K. InouyeDDemocratYes
IA · SenateChuck GrassleyRRepublicanYes
IA · SenateTom HarkinDDemocratDid not vote
ID · SenateDirk KempthorneRRepublicanYes
ID · SenateLarry CraigRRepublicanYes
IL · SenateCarol Moseley BraunDDemocratYes
IL · SenateRichard J. DurbinDDemocratYes
IN · SenateDaniel CoatsRRepublicanNo
IN · SenateRichard G. LugarRRepublicanYes
KS · SenatePat RobertsRRepublicanNo
KS · SenateSamuel BrownbackRRepublicanYes
KY · SenateMitch McConnellRRepublicanYes
KY · SenateWendell FordDDemocratYes
LA · SenateJohn BreauxDDemocratYes
LA · SenateMary L. LandrieuDDemocratYes
MA · SenateEdward KennedyDDemocratYes
MA · SenateJohn F. KerryDDemocratYes
MD · SenateBarbara A. MikulskiDDemocratYes
MD · SenatePaul SarbanesDDemocratYes
ME · SenateOlympia J. SnoweRRepublicanYes
ME · SenateSusan M. CollinsRRepublicanYes
MI · SenateCarl LevinDDemocratYes
MI · SenateSpencer AbrahamRRepublicanYes
MN · SenatePaul WellstoneDDemocratYes
MN · SenateRod GramsRRepublicanYes
MO · SenateChristopher BondRRepublicanYes
MO · SenateJohn AshcroftRRepublicanYes
MS · SenateThad CochranRRepublicanYes
MS · SenateTrent LottRRepublicanYes
MT · SenateConrad BurnsRRepublicanYes
MT · SenateMax BaucusDDemocratYes
NC · SenateDuncan FairclothRRepublicanYes
NC · SenateJesse HelmsRRepublicanDid not vote
ND · SenateByron DorganDDemocratYes
ND · SenateKent ConradDDemocratYes
NE · SenateCharles HagelRRepublicanNo
NE · SenateJ. KerreyDDemocratYes
NH · SenateJudd GreggRRepublicanYes
NH · SenateRobert SmithRRepublicanYes
NJ · SenateFrank R. LautenbergDDemocratYes
NJ · SenateRobert TorricelliDDemocratYes
NM · SenateJeff BingamanDDemocratYes
NM · SenatePete DomeniciRRepublicanYes
NV · SenateHarry ReidDDemocratYes
NV · SenateRichard BryanDDemocratYes
NY · SenateAlfonse D’AmatoRRepublicanYes
NY · SenateDaniel MoynihanDDemocratYes
OH · SenateJohn GlennDDemocratYes
OH · SenateMichael DeWineRRepublicanYes
OK · SenateDon NicklesRRepublicanNo
OK · SenateJames M. InhofeRRepublicanNo
OR · SenateGordon SmithRRepublicanYes
OR · SenateRon WydenDDemocratYes
PA · SenateArlen SpecterRRepublicanYes
PA · SenateRichard SantorumRRepublicanYes
RI · SenateJack ReedDDemocratYes
RI · SenateJohn ChafeeRRepublicanYes
SC · SenateErnest HollingsDDemocratYes
SC · SenateJ. ThurmondRRepublicanYes
SD · SenateThomas DaschleDDemocratYes
SD · SenateTim JohnsonDDemocratYes
TN · SenateFred ThompsonRRepublicanYes
TN · SenateWilliam FristRRepublicanYes
TX · SenateKay Bailey HutchisonRRepublicanYes
TX · SenatePhil GrammRRepublicanYes
UT · SenateOrrin G. HatchRRepublicanYes
UT · SenateRobert BennettRRepublicanYes
VA · SenateCharles RobbDDemocratYes
VA · SenateJohn WarnerRRepublicanYes
VT · SenateJames JeffordsRRepublicanYes
VT · SenatePatrick J. LeahyDDemocratYes
WA · SenatePatty MurrayDDemocratYes
WA · SenateT. GortonRRepublicanYes
WI · SenateHerb KohlDDemocratYes
WI · SenateRussell FeingoldDDemocratYes
WV · SenateJohn D. Rockefeller, IVDDemocratYes
WV · SenateRobert ByrdDDemocratYes
WY · SenateCraig ThomasRRepublicanYes
WY · SenateMichael B. EnziRRepublicanYes

Where this comes from

A file marked "saved" is our own copy of the official file. The code beside it is its fingerprint, a short code that changes if the file's contents change. A file with no copy saved carries "Not published yet".

Published law, official text (web page)govinfo.gov · saved October 5, 2026 · 80,702 bytes
b5d875590709ad5cConfirmed from the official record
Published law, official text (PDF)govinfo.gov · saved October 5, 2026 · 273,054 bytes
e050e0aac24f0d8fConfirmed from the official record
Final bill as passed by Congress (web page)govinfo.gov · saved October 5, 2026 · 69,583 bytes
a175bfe6e1667d3dConfirmed from the official record
Final bill as passed by Congress (PDF)govinfo.gov · saved October 5, 2026 · 304,308 bytes
8c9cc86b23b5c050Confirmed from the official record
Senate roll call 239 of 1998: On Passage of the Bill H.R. 1151senate.gov · saved October 5, 2026 · the vote that passed the law
0ad2d971942f4faaConfirmed from the official record
Senate roll call 238 of 1998: On the Motion to Table S.Amdt. 3338 to H.R. 1151 (Credit Union Membership Access Act)senate.gov · saved October 5, 2026
c02d96d447bd4bccConfirmed from the official record
Senate roll call 237 of 1998: On the Motion to Table S.Amdt. 3337 to H.R. 1151 (Credit Union Membership Access Act)senate.gov · saved October 5, 2026 · This vote was on an earlier version of the bill.
a173394791dabe26Confirmed from the official record
Senate roll call 236 of 1998: On the Motion to Table S.Amdt. 3336 to H.R. 1151 (Credit Union Membership Access Act)senate.gov · saved October 5, 2026 · This vote was on an earlier version of the bill.
50236408d530eb0aConfirmed from the official record
House roll call 92 of 1998: On Motion to Suspend the Rules and Pass, as Amendedclerk.house.gov · saved October 5, 2026 · This vote was on an earlier version of the bill.
b14839125ebca2f2Confirmed from the official record
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