Public Law 105-216 · S. 318 · Became law

Homeowners Protection Act of 1998

Official title: “To require automatic cancellation and notice of cancellation rights with respect to private mortgage insurance which is required as a condition for entering into a residential mortgage transaction, to abolish the Thrift Depositor Protection Oversight Board, and for other purposes.”

House: without objection · Senate: without objection
Confirmed from the official record

All laws of the 105th Congress

What this law changes

Not started

Plain-language account: Not started

Read the official text of the law

Transparency Score

Not checked yet

The Transparency Score is the share of this law’s dollars that goes to what the law says it is for. We have not read this law for this section yet.

What this law changes in taxes

Not checked yet

We have not read this law for this section yet.

Press releases by members of Congress

No saved press release names this law.

Read from 539 of 539 members' sites, releases since January 3, 2025, through October 8, 2026.

Press releases by organizations

No saved press release from these organizations names this law.

Read from 510 of 510 organizations' sites, releases since January 3, 2025, through October 8, 2026.

How it passed

The Senate passed it without objection on July 15, 1998. No individual votes are recorded.

The House passed it without objection on July 16, 1998. No individual votes are recorded.

It became law on July 29, 1998.

How each member votes

Both chambers passed this law without a recorded vote, so no individual votes exist.

Where this comes from

A file marked "saved" is our own copy of the official file. The code beside it is its fingerprint, a short code that changes if the file's contents change. A file with no copy saved carries "Not published yet".

Published law, official text (web page)govinfo.gov · saved · 50,367 bytes
f9720423f86c52a6Confirmed from the official record
Published law, official text (PDF)govinfo.gov · saved · 244,984 bytes
74a1dc1195758109Confirmed from the official record
Final bill as passed by Congress (web page)govinfo.gov · saved · 43,333 bytes
6c8c8f864795a3e9Confirmed from the official record
Final bill as passed by Congress (PDF)govinfo.gov · saved · 276,364 bytes
6249b0049243d29bConfirmed from the official record
Suggest a tool

Suggest a tool

A person reads each idea before it appears. Links are not accepted. Do not include personal information.

See all ideas and vote